In the book Beat The Bank by Larry Bates, he says, “If you are standing still, you are actually moving backwards at the rate of inflation, compounded over time.” Under your supposed watch, the prices of food, housing, transport, childcare, entertainment, clothing, vacation, communication, etc are surging forward. In little …
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Personal Budgets: A Different View
Many people find budgeting cumbersome and burdensome, and they don’t see its point. Yet, most personal finance books open with “do a budget.” How come some people find it so easy and effective? I believe that how we view it could make it easy or hard. First, it is your …
Read More »Force of Finance (3)
Do you have some cash sitting idle?Why are survival skills not taught in school? One rich man taught that he had two careers; one for himself and one for his money. What is the career of your money? I guess the bigger your sum, the higher it could get paid. …
Read More »Bimetallic Strip Growth
A bimetallic strip is a contraption of 2 dissimilar metals, say aluminium and brass. Imagine having two rulers, one aluminium, one brass. Glue the two together along their lenghts and you have a bimetallic strip. What is the essence? It is used to measure temperature and get an electrical system …
Read More »The best time to plant a tree
One of the benefits of travel is that history tends to come alive. Of course, that’s only for those who have read that history in the first place. You read a book then visit the town it was set in; you appreciate both the book and the town. You almost …
Read More »Atrophy
Atrophy is kind of a big word. What does it mean? …Gradually decline in effectiveness or vigour due to underuse or neglect. I saw a gentleman with a limb in recuperation. The limb is slimmer than the other but happily getting stronger. It reminded me of the word Atrophy. Have …
Read More »Waiting
One thing most of us find difficult to do is to wait. We jump queues, we push others aside, we throw tantrums, etc, all because we do not like to wait. Interestingly, we are quick to accuse others of unwillingness to wait. Once I got a ride from a senior …
Read More »Consistent
Happy new year! Standard, most of us [attempt to] develop new habits in January. A man hence subscribed at the Gym as a keep-fit plan for the new year. After about two visits, he got busy. Sometime in February, he showed up again. He asked the manager, “What do you …
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