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In The Long Run

I recently published a book: In The Long Run. It is about a phase of life that almost everyone is going to arrive at: Retirement. Let us look at it as the top of a high mountain which we aspire to climb. At the base of the mountain, everything is …

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Plan to Contribute

Do something!

Yes, plan to contribute, not just to the finances of your immediate community. Join in the effort to make the whole world better!I read an article about seeking to do more than consume material from the internet. That was about 12 years ago, and that is why you are reading …

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A Plan for Rest

Planning comes very easily to some people. For some, planning sounds like a synonym for headache. But it shows in the output that a plan was made (or otherwise) before an activity was undertaken. Did you plan to go to school? Maybe it was your parents who did. But there …

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Pray!

What does praying do? The smartest and most accomplished men have reported support by powers beyond the natural. Why not take advantage too? Nikola Tesla discovered the alternating current (AC). Thomas Edison discovered the direct current (DC). Nikola invented and designed so many things. When he died, the US Army …

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A Dream For The Year

I sat with a friend last year talking about dreams and aspirations. The only issue was that he did not know they were dreams. He thought they were plans!I told him how I desire to own a home in the city where I live. Then a few sentences later, I …

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Debt

Is debt good? Is debt bad? Someone says that if debt is like getting into a pit; and if you find yourself in a pit, first, stop digging! The Bible says that the borrower is servant to the lender. And time again, we see people who take a small loan, …

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Controlling Your Spending

One key to wealth is to retain some of your income. That means that if you earn 20,000 a month, make sure that by all means, you never spend all 20,000 in any month. But with rising inflation, with boredom, and with the development of sleeker toys, the temptation to …

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Minimalist Lifestyle

A minimalist lifestyle is one in which we only use things that serve a purpose.That should go without saying? Well, not anymore.With unassailable changes in technology, we could get carried away in catching up or looking trendy. Over 10 years ago, I got my first android device. The Google Playstore …

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Downsizing

Typically we use the word downsizing for companies laying off staff members for leaner and cheaper operations. After a while, the title morphed to right-sizing with the idea that staff strength gets bloated over time. Then the companies have to return to the right size.As it is with companies, so …

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Does it depend on how much you earn?

In Robert Kiyosaki’s Cashflow 101 game, one of the foundation points of the is that in life, anyone can be financially free irrespective of the level of income.Sounds theoretical?But it’s real. Growing up, I thought that every family owned their home because almost every family did own their home! Some …

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